The Two Twenties, continued

What would you do if you found $40? Totally free money, found on the floor in a coffee shop.

I was faced with that dilemma the other day (for full details, see The Tale of the Two Twenties). Whenever I find money, I give thanks for it coming into my life, and then I put it in my Financial Freedom Fund. I have a jar in which I collect small change until it becomes enough to roll and take to the bank, where I deposit it into my Financial Freedom Fund (FFF) bank account.

I learned the concept of the FFF when I took the Millionaire Mind Intensive, a course offered by Peak Potentials. In this excellent three-day intensive, T. Harv Eker, presented a system of allocating income that includes personal expenses, long-term saving, education, giving, playing and investing for your future by creating a revenue-generating fund. In addition to adding a specified amount monthly, Eker encourages putting a small amount of money – pocket change – into the fund every day to create a substantial fund over time. While it may sound cumbersome, I have found that having a glass jar full of coins and taking it to the bank every once in a while is very rewarding – tangible evidence that I’m taking care of my financial future.

So, long story short, $20 of my donut shop windfall went directly to the glass jar that holds my FFF. Since I also believe in tithing, donating a tenth of the money I receive, I wanted to give some of it away. I ended up putting the other $20 bill in the clear Lucite box at the donut shop which collects money for the chain’s pet charity, a group of summer camps for disadvantaged children. If I’d taken more time to think about it, I probably could have chosen a charity closer to my heart, but it worked for me at the time and it has made for kind of a neat blog!!